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Tad Chance is a member of the Settlers in Appalachia.


Tad Chance is one of the Settlers in charge of keeping stock of the supply room along with his wife, Gloria. However, they both have recently gotten their hands on stolen Brotherhood of Steel weapons.[1] Tad purchased the weapons at a good price from "a guy, who knows a guy" who declined to mention where he got them from.[2] When pressed, he acknowledges his group isn't disciplined, though Tad himself is wary of training, as he hates doing push-ups.[3]

Interactions with the player character

Interactions overview

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This character is involved in quests.

Supplying Demands


Supplying Demands: Tad unknowingly purchased stolen Brotherhood weapons, and must be convinced to give them up after retrieving them from Kerwood Mine.


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Tad Chance appears only in Fallout 76, introduced in the Steel Dawn update.


  1. Vault Dweller: "These weapons don't belong to you. They're property of the Brotherhood."
    Tad Chance: " 'Cept they do, though. We bought 'em. I've got receipts, if you want to see 'em. They're handwritten, but we keep everything on the books here."
    Gloria Chance: "If they belonged to your crew originally, well... That's tough luck for sure... And I feel for you guys, I do. But look around us: what's not second-hand property anymore? Everything used to belong to somebody, right? Really, though, once you get things settled over by the lookout tower, I'm sure we can work something out."
  2. Vault Dweller: "We need to talk about those weapons... now."
    Gloria Chance: "Okay, if you don't think it can wait."
    Tad Chance: "Well, I'm the one who spent all our caps on 'em, so the least I can do is be the one answering questions about 'em."
    Vault Dweller: "Where did you acquire these weapons?"
    Tad Chance: "I know a guy, who knows a guy. I don't know the guy he knows, though. My guy buys this and that from caravans and traders. He drops by here when he finds something interesting. He didn't mention where he got these from. Just said he thinks he got a good deal on them. So he gave me a slightly less good deal."
  3. Vault Dweller: [ Perception 8+ ] "Your people lack discipline, not weaponry. Let us keep the weapons and we'll offer training."
    Tad Chance: "Well... Hard to argue with that. We're not exactly the most... disciplined bunch."
    Mike Tiller: "It's true... Maybe if I had proper training... this... wouldn't have happened."
    Gloria Chance: "Alright, the weapons are safer with you... But what would the Brotherhood need in return for training?"
    Vault Dweller: "You can provide us surplus food supplies and any intel on unusual weaponry like this in the future."
    Tad Chance: "You're not going to make me do push-ups are you?"
    Gloria Chance: " 'Cause that would be the end of the world... Okay. We provide food, water, and the latest scoop on weird tech... And the Brotherhood provides us with training to better defend ourselves. Sounds pretty fair to me!"
    Vault dweller: "It's a deal. Push-ups included."
    Tad Chance: "Aw shit..."