Before the Great War, the bank was a subsidiary of Isla Negra Holdings, and recently had a new voice-operated safe unlock system put in place. This did nothing to prevent the bank from being robbed. There are many skeletons with blood splatter on the walls behind them, and a complete lack of cash in the vaults. Next to the door is the remains of a security guard, also with a pool of blood around it. Looking in the Homestead Motel room 1G reveals the most likely bank robbers' remains and their cash.
The bank is abandoned and infested with radroaches. On the wall to the left of the entrance is one of many wanted posters in Point Lookout for a woman named Wan Yang, a secret agent involved in The Velvet Curtain quest. There are two safes in the main hall, one has a Hard lock and the other is Average. A debris-filled staircase leads to a second floor, even though from the outside the bank is shown to have only one floor.
- To access the safe deposit boxes, one needs to find the corresponding holotapes and play them inside the room with the boxes. The holotapes are:
- Box 1191 - Password backup, found in the right desk from the main room. This safe contains buffout and pre-War money.
- Box 1207 - Spy's audio password, found in a locker on the boardwalk of Pilgrim's Landing. This is part of the quest The Velvet Curtain. The safe contains the espionage debriefing as well as some pre-War money.
- Box 1213 - Bern's voice, found in the Grower's shack.
- There is a police hat near a skeleton on the floor in the main room.
- During The Velvet Curtain, outside on the wall is a wanted poster for Wan Yang, reading it results in the Wanted Person: Yang, W. note added to the player character's inventory.
Behind the scenes
- The voice-activated security system inside the bank is voiced by Wes Johnson, using the voice of a Protectron.
- A terminal declares the bank to be a subsidiary of Isla Negra Holdings. In English, "isla negra" means "black isle," making the name a reference to Black Isle Studios, creator of the first two Fallout games.
- A password for one of the safety deposit boxes is "Nevermore," a reference to the Edgar Allan Poe poem "The Raven." Though the password is correct, the security system does not recognize the player character's voice and the correct tape to open the box is found in the loan officer's desk.