Gerald Spencer was a man who lived with his family in the settlement that was established within the ruins of University Point.
Three years after his wife's death, Gerald's daughter Jacqueline found a strange object while scavenging the flooded area near her house. The object attracted the attention of the Institute, which sent Conrad Kellogg to investigate. Gerald's refusal to leave with his daughter prompted the massacre of the settlement at the hands of Kellogg.
Gerald Spencer is mentioned only in Fallout 4.