|For a cross-game overview of this perk, see Cap Collector.|
|1||CH 1||You've mastered the art of the deal! Buying and selling prices at vendors are better. (10% extra when selling, 10% off when buying)||001D2456|
|2||CH 1, LVL 20||Buying and selling prices of vendors are now much better. (20% extra when selling, 20% off when buying)||000D75E2|
|3||CH 1, LVL 41||You can now invest a total of 500 caps to raise a store's buying capacity.||001D2457|
The effects of the first two ranks stack multiplicatively, giving a total bonus of 32% (1.2 * 1.1) for selling and discount of 28% (1 * 0.9 * 0.8) for buying items. In addition, rank two in combination with Local Leader rank two, allows for the creation of trade emporia, the highest store tier that can be constructed in settlements.
Rank three gives the option to invest in shops. For settlement shops, investing 500 bonus caps into their inventory applies to all instances and all tiers of that particular settlement shop type (weapon, clothing, general, etc.) across all allied settlements. However, bear in mind that these caps are shared, so there are only 500 caps to be obtained from each settlement shop type. The player character is not limited to their own settlement merchants, but can also invest in almost all of the merchants.