Reasons for Fallout 3: so many great moments in this game. Your character's in-game dad is effectively Liam Neeson! Because that's who voices James, your in-game dad. So depending on your actions, you'll get him to tell you how proud he is of you or how disappointed he is. XD
And you get to be the badass Lone Wanderer, who has this huge impact on the capital wasteland, both good and bad. you'll actually see the impact you have over time, as the setting will slowly change over time. :)
Reasons for Fallout New Vegas: got the best characters with their background stories, got the best DLCs (I love old world blues and Honest hearts). and the random encontors are the best.